Send money
in seconds.

One simple app to send, hold, earn and settle money across borders, in your own currency. No big fees, no waiting, no jargon, just money the way you already think about it.

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Payment · live
🇳🇬Send
₦50,000 to Ama in Accra
She gets ₵470, in seconds
In cedis No fee to worry about
Pesarc agent
online
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Stablecoin settlement platform
The shift

“Today's reality”

Days of waiting
Big hidden fees
Dollar accounts
Savings that melt

Long queues and forms. Fees you only find at the end. A dollar account you cannot get. Savings that quietly lose value.

“The Pesarc layer”

Money in seconds
One clear fee
Your own currency
A balance that holds

One app. Send, hold, earn and cash out in your own money, in seconds, for a fee you can actually read. No jargon, no waiting.

Why Pesarc

One layer.
Everything connected.

Pesarc does not ask you to leave your money behind. It works with the banks and mobile money you already use, and quietly does the hard part in the middle, so money sent from London lands in Lagos in seconds, in the currency each person actually holds.

What you useBank & mobile money
in
In the middlePesarc
out
What you getSend, hold, earn
01Your money, yours

Only you can touch your money. Pesarc never holds it for you, and there is nothing new to sign up for or hand over.

02Just ask

Say what you need, in the app or on WhatsApp, and it happens. Send money, pay a bill, top up airtime, in your own words.

03One balance

Send, hold, earn and cash out from a single balance in your own currency, wherever the money needs to go.

Networks and banks

Works with the money you already use

Money reaches Pesarc over the most trusted networks in the world, and lands in your bank or your mobile money, the ones you already have. Nothing new to open, nothing new to learn.

Ethereum
Ethereum
Base
Base
Arc
Arc
Solana
Solana
Celo
Celo
Bank transfer
Mobile Money
EthereumEthereum
BaseBase
ArcArc
SolanaSolana
CeloCelo
ArbitrumArbitrum
OptimismOptimism
AlgorandAlgorand
PolygonPolygon
Bank transfer
Mobile Money
EthereumEthereum
BaseBase
ArcArc
SolanaSolana
CeloCelo
ArbitrumArbitrum
OptimismOptimism
AlgorandAlgorand
PolygonPolygon
Bank transfer
Mobile Money
One app

Everything your money does,
in one place.

01Send

Send money across borders in your own currency, in seconds, for a fee you can actually read.

02Hold

Keep a balance that holds its value, in naira, cedis or shillings, not something that melts away.

03Earn

Put money that's just sitting there to work and watch it grow. Take it out whenever you want.

04Invest

Buy shares in the companies you know, and if you like, take a view on the day's big events.

05Just ask

Say what you need, in the app or on WhatsApp, and it's done. Pay a bill, send money, top up airtime.

Why it holds up

Simple on top. Serious underneath.

Send, hold and earn in your own money, in seconds, for one clear fee you can actually read. No seed phrase, no gas, and it works on any phone. Scroll through six things you get, and how each one works.

Moat 01

Cheaper as more people join

Most transfers cancel each other out before money ever leaves the network, so the fee keeps dropping as we grow.

Intent netting
Moat 02

Honest rates, checked openly

The amount your person receives is fixed before you press send, and anyone can verify it. No hidden spread.

On-chain rate oracle
Moat 03

No gas, no seed phrase

You never buy a coin to pay a fee or write down twelve secret words. It just works, like a normal app.

Gasless smart accounts
Moat 04

Works on any phone

The same money on a smartphone, on WhatsApp, and on USSD for a basic phone. Nobody is left out.

One core, many channels
Moat 05

We own the local-money rails

We run the local-currency pools ourselves, so the savings reach you instead of a middleman.

Owned FX corridors
Moat 06

Your money, only yours

Pesarc never holds your balance. There is nothing to freeze, nothing to lose, nothing to run off with.

Non-custodial
Early beta

Ready to send your
first transfer?

Join the early beta-testers. Be first to send money home, in your own currency, for a fraction of what it costs today.

Or open the app
Pesarc, money the way you think about it